ITR Filing Guide 2026 – Step-by-Step for Salaried

Every salaried individual with income above ₹2.5L (old regime) or ₹3L (new regime) must file ITR. Deadline: July 31 for most salaried. Here's the complete 2026 guide.

Which ITR Form to Use?

ITR-1 (Sahaj): For salaried individuals with income from salary, one house property, and other sources (FD interest, savings interest). Most salaried employees use ITR-1. Cannot use if: foreign income, capital gains, more than one house property, director in a company.

ITR-2: For salaried with capital gains (mutual fund redemptions, stock sales), multiple properties, or foreign income. If you redeemed any mutual funds during the year, you likely need ITR-2.

Documents Needed for ITR Filing

• Form 16 from employer (TDS certificate)
• Form 26AS (consolidated tax credit statement) — from income tax portal
• Annual Information Statement (AIS) — from income tax portal
• Bank statements for FD interest
• Capital gains statement from mutual fund platforms (Groww, Zerodha, etc.)
• Home loan interest certificate (if claiming deduction)
• PPF passbook / ELSS investment proof

Step-by-Step Online ITR Filing

1. Go to incometax.gov.in → Login with PAN and Aadhaar-linked mobile OTP
2. Choose: File Income Tax Return → Select assessment year
3. Most details are pre-filled from Form 16 and 26AS — verify carefully
4. Choose Old Regime or New Regime (compare using our Tax Regime Calculator)
5. Enter 80C, HRA, 80D deductions (if Old Regime)
6. Calculate tax → Pay if any dues → Submit → E-verify via Aadhaar OTP

Calculate tax liability: Income Tax Calculator | HRA Calculator

⚠️ This article is for educational purposes only. Not investment advice. Contact: teamsipcalculators.in@gmail.com