📊 Direct vs Regular Plan · Cost Comparison

Mutual Fund Expense Ratio Calculator –
How Much Does 1% Cost Over 20 Years?

A 1% higher expense ratio (Regular Plan vs Direct Plan) can cost you ₹15-30 Lakhs over 20 years on a ₹10,000/month SIP. Calculate your exact cost of Regular Plans.

📊 Expense Ratio Impact Calculator

Monthly SIP Amount₹10,000
₹1K₹1L
Direct Plan Return (% p.a.)12%
8%18%
Expense Ratio Difference (%)1.0%
0.1%2% (ULIP level)
Investment Duration (Years)20 yrs
5 yrs40 yrs
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