Compare SIP equity returns (10-12%) against FD returns (6-7%) over the same period. The wealth gap is shocking.
SIP in equity funds has historically created 3-5x more wealth than FD over 15-20 year periods. FD returns of 7% barely beat 6% inflation, while SIP returns of 12% create compounding wealth. The key difference: SIP returns are compounded market growth; FD offers simple guaranteed interest. For long-term goals (10+ years), SIP wins decisively.
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