Find out how long your corpus lasts with regular monthly withdrawals while it continues to earn returns.
Systematic Withdrawal Plan (SWP) allows investors to withdraw a fixed amount monthly from their mutual fund corpus. The remaining corpus continues to earn returns. Duration = log(W / (W - C×i)) / log(1+i) where W is monthly withdrawal, C is corpus, i is monthly return rate. SWP is ideal for retirement income — more tax-efficient than FD interest as only gains are taxed (LTCG at 10%).
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