Compare PPF's safe 7.1% returns against SIP's market-linked 12%+ returns. See exact numbers for both.
PPF vs SIP is one of India's most debated investment questions. PPF offers 7.1% guaranteed, tax-free returns with zero risk. SIP in equity funds offers 10-15% historically but with market volatility. For 10+ year horizon, SIP typically wins. For conservative investors or short-term (under 7 years), PPF + ELSS combo often makes sense.
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