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🔥 FIRE = Financial Independence Retire Early
FIRE Calculator – Financial Independence Retire Early
Calculate the exact corpus you need to retire early and never work again. Find monthly SIP required to reach FIRE. Based on 4% withdrawal rule adapted for India.
FIRE stands for Financial Independence, Retire Early. The goal is to accumulate enough wealth so that investment returns cover all living expenses indefinitely. The '4% Rule' says: Corpus = Annual Expenses × 25. If you spend ₹6L/year, you need ₹1.5 Crore corpus. At 4% safe withdrawal rate, corpus lasts 30+ years.
Is FIRE realistic in India?▼
Yes! India has advantages: lower cost of living vs Western countries, joint family support, lower healthcare costs when young. A ₹3-5 Crore corpus can sustain early retirement in Tier-2 Indian cities. Use 3% withdrawal rate (not 4%) for extra safety margin, and keep 30% in equity even in retirement.