Home› Bank SIP Calculators› UTI Mutual Fund SIP Calculator
🏛️ UTI Mutual Fund · 11% Avg Returns

UTI Mutual Fund SIP Calculator –
Calculate UTI Mutual Fund Returns

Calculate SIP returns for UTI Mutual Fund mutual fund schemes. Uses correct AMFI-standard compounding formula. See invested amount, estimated returns & total value instantly.

✓ AMFI Formula
⚡ Instant Results
🔓 100% Free
📱 Mobile Ready
₹5,000/mo · 10 yrs
Est. corpus: calculating...
₹10,000/mo · 15 yrs
Est. corpus: calculating...
₹25,000/mo · 20 yrs
Est. corpus: calculating...
₹1,000/mo · 30 yrs
Est. corpus: calculating...
🏛️
UTI Mutual Fund SIP Calculator
UTI Mutual Fund
Monthly Investment₹5,000
₹
₹500₹1L
Expected Return (% p.a.)11%
6%20%
Time Period (Years)10 yrs
1 yr40 yrs
💰 Invested
₹0
📈 Returns
₹0
🏆 Total Value
₹0
Returns0%
Invested—
Returns—
Start SIP on WhatsApp
📢 AdSense – 728×90
About UTI Mutual Fund

UTI Mutual Fund SIP Calculator – About UTI Mutual Fund

UTI Mutual Fund is one of India's oldest and most trusted AMCs, established in 1963. Government-sponsored with strong institutional pedigree. UTI Nifty 50 Index Fund is one of India's most popular passive funds. UTI Flexi Cap and UTI Mid Cap funds have delivered consistent long-term returns.

This calculator uses the correct AMFI-standard SIP formula with 11% as the suggested historical return rate for UTI Mutual Fund equity funds. For conservative planning use 10%, for optimistic use 11%.

💡 Pro Tip: Use Direct Plans of UTI Mutual Fund through Groww, Zerodha or MF Central for 0.5–1% lower expense ratio — this compounds to lakhs more over 15+ years.

📊 SIP Formula Used

M = P × ({[1+i]^n - 1}/i) × (1+i)

i = (1 + annual_rate)^(1/12) - 1 ← correct monthly rate

P = monthly SIP amount

n = number of months

🔗 Other Bank SIP Calculators

SBI HDFC ICICI Axis Kotak All SIP
📢 AdSense – 300×250
FAQ

UTI Mutual Fund SIP Calculator FAQs

What returns can I expect from UTI Mutual Fund?▼
UTI Mutual Fund equity funds have historically delivered approximately 11% p.a. over 10-year periods. However, actual returns vary significantly by fund category: large cap funds typically return 10-12%, mid cap 13-16%, and small cap 15-18% but with higher volatility. Always check the specific fund's 5-year and 10-year CAGR on AMFI or Value Research before investing. Past performance does not guarantee future results.
Is UTI Mutual Fund a safe place to invest?▼
UTI Mutual Fund is regulated by SEBI (Securities and Exchange Board of India) and AMFI. All mutual fund investments are subject to market risk — NAV can go up or down. However, UTI Mutual Fund funds are diversified across 50-100 stocks, significantly reducing concentration risk. For long-term goals (7+ years), equity SIPs have historically generated positive inflation-beating returns.
What is the minimum SIP amount for UTI Mutual Fund?▼
Most UTI Mutual Fund schemes accept SIP starting from ₹500 per month. Some premium schemes may require ₹1,000 minimum. You can start with a small amount and increase gradually using Step-up SIP feature. There is no maximum limit for SIP investment.
How to invest in UTI Mutual Fund SIP online?▼
You can invest in UTI Mutual Fund SIP through: (1) UTI Mutual Fund official website/app — direct plan with lowest expense ratio, (2) Groww, Zerodha Coin, Paytm Money, HDFC Sky — convenient platforms, (3) MF Central — AMFI's official platform. All require one-time KYC with PAN + Aadhaar. Once KYC is done, SIP setup takes 5-10 minutes.
🏛️

Want Free Advice on UTI Mutual Fund Funds?

Our advisors help you choose the right UTI Mutual Fund fund for your goals — completely free.

🔒 Private. No spam. SEBI-registered advisors.

📈 SIP Calculator 💸 ELSS Calculator 🏛️ PPF Calculator
Ad
📢 320×50 AdSense