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📊 Upstox Mutual Fund · 12% Avg Returns

Upstox SIP Calculator –
Calculate Upstox Mutual Fund Returns

Calculate SIP returns for Upstox Mutual Fund mutual fund schemes. Uses correct AMFI-standard compounding formula. See invested amount, estimated returns & total value instantly.

✓ AMFI Formula
⚡ Instant Results
🔓 100% Free
📱 Mobile Ready
₹5,000/mo · 10 yrs
Est. corpus: calculating...
₹10,000/mo · 15 yrs
Est. corpus: calculating...
₹25,000/mo · 20 yrs
Est. corpus: calculating...
₹1,000/mo · 30 yrs
Est. corpus: calculating...
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Upstox SIP Calculator
Upstox Mutual Fund
Monthly Investment₹5,000
₹
₹500₹1L
Expected Return (% p.a.)12%
6%20%
Time Period (Years)10 yrs
1 yr40 yrs
💰 Invested
₹0
📈 Returns
₹0
🏆 Total Value
₹0
Returns0%
Invested—
Returns—
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About Upstox

Upstox SIP Calculator – About Upstox Mutual Fund

Upstox started as India's most popular mutual fund investment platform and recently launched its own AMC — Upstox Mutual Fund. The Upstox Nifty Total Market Index Fund offers ultra-low expense ratio exposure to the entire Indian market. For SIP investors on Upstox platform, Direct Plans of all major AMCs are available with zero commission.

This calculator uses the correct AMFI-standard SIP formula with 12% as the suggested historical return rate for Upstox equity funds. For conservative planning use 10%, for optimistic use 12%.

💡 Pro Tip: Use Direct Plans of Upstox Mutual Fund through Upstox, Zerodha or MF Central for 0.5–1% lower expense ratio — this compounds to lakhs more over 15+ years.

📊 SIP Formula Used

M = P × ({[1+i]^n - 1}/i) × (1+i)

i = (1 + annual_rate)^(1/12) - 1 ← correct monthly rate

P = monthly SIP amount

n = number of months

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FAQ

Upstox SIP Calculator FAQs

What returns can I expect from Upstox Mutual Fund?▼
Upstox Mutual Fund equity funds have historically delivered approximately 12% p.a. over 10-year periods. However, actual returns vary significantly by fund category: large cap funds typically return 10-12%, mid cap 13-16%, and small cap 15-18% but with higher volatility. Always check the specific fund's 5-year and 10-year CAGR on AMFI or Value Research before investing. Past performance does not guarantee future results.
Is Upstox Mutual Fund a safe place to invest?▼
Upstox Mutual Fund is regulated by SEBI (Securities and Exchange Board of India) and AMFI. All mutual fund investments are subject to market risk — NAV can go up or down. However, Upstox Mutual Fund funds are diversified across 50-100 stocks, significantly reducing concentration risk. For long-term goals (7+ years), equity SIPs have historically generated positive inflation-beating returns.
What is the minimum SIP amount for Upstox Mutual Fund?▼
Most Upstox Mutual Fund schemes accept SIP starting from ₹500 per month. Some premium schemes may require ₹1,000 minimum. You can start with a small amount and increase gradually using Step-up SIP feature. There is no maximum limit for SIP investment.
How to invest in Upstox Mutual Fund SIP online?▼
You can invest in Upstox Mutual Fund SIP through: (1) Upstox Mutual Fund official website/app — direct plan with lowest expense ratio, (2) Upstox, Zerodha Coin, Paytm Money, HDFC Sky — convenient platforms, (3) MF Central — AMFI's official platform. All require one-time KYC with PAN + Aadhaar. Once KYC is done, SIP setup takes 5-10 minutes.
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